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  • Thatch Insurancearrow
    Thatch roof insurance

    Thatch insurance from Higos Insurance Services provides excellent levels of cover at a competitive price.

    At Higos we have a specialist thatched property insurance team who will look after all your insurance needs, from providing a quotation to handling your renewal, adjustments and claims.

    Our team of professionally qualified advisers have many years experience of looking after thatched properties. We are always on hand to offer advice and answer any queries you may have.


    To talk to one of our experienced thatch insurance experts call us today on 01458 270 352.

    We cater for all types of risk, including your main home, second home, holiday home, holiday let, long-term let and unoccupied property.
     
    Our thatch insurance scheme with Pen Underwriting is made up of a consortium of Ageas and RSA - two of the UK's leading thatch insurance specialists - offering the following products:

    Higos Thatched Home Insurance is our standard policy and comes with optional accidental damage cover.
    To view the key facts please click here.
    To view the policy wording please click here.

    Higos Aspire Thatched Home Insurance is a worldwide all risks product with high limits and excellent cover levels.
    To view the key facts please click here.
    To view the policy wording please click here.

    Both products include a fully funded chimney survey and fire risk assessment if the chimney is used to burn solid fuel.
     
    In addition to our scheme we can also offer thatch property insurance through other markets. As an independent broker, Higos has access to a number of other markets and we will look to match your insurance needs with the most suitable insurance provider from our panel of thatched property insurers.

    If you would like to complete a needs statement and send it back to us you can download a PDF by clicking here or a Word document by clicking here.

    For further information please contact us by phone, email, post or by visiting our office in Somerton:
    thatch@higos.com
    01458 270 352
    Higos Insurance Services Ltd, 7 Cary Court, Somerton Business Park, Somerton, Somerset TA11 6SB
     

  • Assessing your requirements - sums insuredarrow

    It is vital that your sums insured for both buildings and contents are accurate and sufficient to cover you in the event of a claim.

    Please use our household inventory which can be downloaded by clicking here, to help assess your contents insurance requirements.

    You should always seek professional advice when calculating a rebuilding cost for your property.



     

  • Helpful websites for a thatched property ownerarrow

    Fires in Thatched Properties - http://burgoynes.com/articles/2013/12/fires-in-thatched-buildings

    Chimney Survey & Fire Risk Assessment - http://www.thatchfireprevention.co.uk/

    HETAS – fires in Thatched Properties - http://www.hetas.co.uk/wp-content/mediauploads/Thatch_Article_1-007.pdf

    Competent Person Register - http://www.competentperson.co.uk/