Travel Insurance
72 million holidays. Every one unique. In the UK we take over 72 million holidays overseas every year. And whether it’s a cruise in the Caribbean or walking The Great Wall of China, no two holidays are ever the same. So, when it comes to cover, why do so many travel insurance policies try and squeeze your holiday into a one-size-fits-all solution?
At Higos, we provide travel insurance that’s genuinely tailored to your travel plans. And if you’re going somewhere off the beaten track or indulging your passion for extreme sports, we can help there too – even if you’re 95 years old or you have an existing medical condition. With Higos, you always know you’re properly protected with travel health insurance and can enjoy your holiday with complete peace of mind.
Our travel insurance policies are available for individual trips or as an annual policy for multiple trips. We can arrange high risk travel insurance for long-stay and one-way trips too.
British Insurance Brokers Association Directory
We can usually arrange travel insurance that covers pre-existing medical conditions. However, if for some reason we are unable to find you affordable high risk travel insurance for your medical conditions, the British Insurance Brokers Association (BIBA) has launched a directory which lists companies that may be able to help you.
Biba Travel Medical directory
On the 27th January 2021, the FCA confirmed that the Biba Travel medical directory meets the criteria for a ‘medical cover firm directory’. Higos Insurance Services has been approved as a Travel Insurance specialist provider. This means, that if you have a long-term condition, or even need travel health insurance for a terminal illness, we can help.
The directory can be accessed by calling 0370 950 1790 or by clicking on the link below.
A personal claims service you can rely on
If the unexpected should happen while you’re away, our personalised claims service is on hand to minimise the disruption to your holiday and settle your claim quickly and smoothly.
For a bespoke personal service and all the personal insurance protection you need - without paying for cover you don’t - it has to be Higos.
How Travelling In The EU On Or After The 1st January 2021 May Impact Your Clients' Travel Insurance.
If you’re planning to travel in the EU on or after the 1st January 2021 you may no longer have access to free emergency medical insurance within the EU and without travel health insurance you could be charged for your healthcare needs.
However, the UK has agreed with the EU to allow a new GHIC card which gives you emergency medical care should you need it. If you combine this with comprehensive high risk travel insurance, you will be able to travel free of worries.
Advice for Travel Insurance policyholders
When travelling abroad, please make sure you have your emergency travel health insurance claims telephone number. Also, remember to write your policy number down in a few places where you can access it – perhaps on your smartphone notes app, in your wallet and your hand luggage – just in case one of these is lost or stolen. If you need a high risk travel insurance policy, this is even more important for maintaining peace of mind.