Why SME’s Should Talk To A Broker When Arranging Insurance
SMEs are a key target for insurers in 2011, with considerable competition to take costs out of the products, particularly when offered through direct and online channels. However, taking out SME insurance is not like insuring your car; commercial enterprises can be complex and the size,scope, needs and growth prospects of the business must be ta...
Help Is At Hand To Meet Your Legislation Requirements
If your business owns certain types of plant and machinery it puts you underlegal obligation to make sure that its safe to use and fit for purpose.Engineering inspection cover can ensure that you fulfil these requirements. However, this vital area of cover is often neglected because of confusion about the legisla...
Take Action Now To Avoid Rate Increases
The recent Government austerity measures are affecting us all. Several of the cutbacks announced in the recent Comprehensive Spending Review will impact on property insurance policyholders. The Governments decision to cut flood protection investment by 25% over the next few years, for example, is a major worry for insurance companies and underwr...
Household Tips To Protect Against Cold Weather
The fall of heavy snow experienced by the UK showed once again how vulnerable we are to adverse weather conditions. Households, in particular, can fall prey to emergencies such as frozen pipes which then turn into burst pipes, causing thousands of pounds worth of damage. Here at Higos we have put together some practical advice for homeowners to...
Countering The Compensation Culture
There is no doubt that all companies have a duty of care to their employees, the public and public property. If proven legally negligent - by action or inaction - then its fair to expect some compensation to be made. Im sure none of us have any problem with an injured member of staff or the public being adequately compensated, if the company is...