It's Still Not Too Late To Protect Your Income
The sweeping cuts in public sector jobs announced in the Governments Comprehensive Spending Review have left many people worried about their future. In particular, many are concerned about how they will afford their bills and other essential expenditure if their job is one of the 490,000 expected to be axed in the next four years. It is when ann...
The Insurance Implications Of Running A Business From Home
Did you know your household insurance may not provide adequate cover for your business if you trade from home? With 2.1 million businesses run from home, insurance is often overlooked, with a household insurance policy already in place. However, household insurance is designed to cover a domestic premise and its belongings, not the needs of a bu...
Underinsurance Is A False Economy
Underinsurance is an ever increasing problem in the UK, with three quarters of commercial properties currently underinsured. Underinsurance occurs when property or contents are insured for less than their true value. The majority of commercial property insurance will contain an average condition. This will state the insurers will only pay a prop...
The Importance of Legal Expenses Cover
Unfortunately, employment disputes are now part and parcel of business life and cost UK business millions of pounds every year. A good legal expenses policy can provide you with defence costs and cover for any subsequent award made against your company, giving you vital balance sheet protection and peace of mind. On a day to day basis, the most...
Higos Urges Company Directors & Officers To Seek Appropriate Cover
Higos Insurance Services urges all company Directors & Officers to ensure they have appropriate cover in place. Directors of companies are now held personally responsible, at an unprecedented level, for actions and decisions they make on behalf of the company, putting their personal assets at risk if those decisions are tested in the courts....