Business Fleet Insurance

In our experience, no two commercial fleets face exactly the same risks. So depending on your business, we can provide bespoke cover for a wide range of vehicles including cars, vans, trucks and plant haulage as well as other commercial vehicles.

Our Commercial Fleet cover includes:

As well as being able to insure your general commercial risks (such as buildings, contents and liability), we can cover risks specific to your business, such as:

  • Policies available for 3+ vehicles
  • Comprehensive, Third Party Fire & Theft and Third Party Only covers available
  • Variable cover facility under one policy
  • Policies can include, Private Cars, Commercial Vehicles and Special Types
  • Flexible policies which offer Any Licensed Driver 25+, 21+ or even “Any Licensed Driver” (subject to underwriting approval).

For quote today, just call 01458 270323 or click the 'Request a call back' button.

If you are an existing Higos customer, please call your branch https://www.higos.co.uk/contact-us/


We get to know you and your business

Our experienced, knowledgeable team will get to know your business, your fleet, the type of journeys your employees make and the risks your drivers and business face before tailoring cover to mitigate them.

We’ve developed excellent relationships with a large panel of specialist insurers including AXA, Highway, KGM at Lloyd’s, Groupama, NIG, Allianz and Zurich. As well as any savings we’d expect to deliver, we can arrange flexible payment terms and easier administration, with just one premium, one direct debit and one renewal date.


Exceptional claims and risk management when you need it most

Traditionally, making claims on your fleet results in your premiums rising. It doesn’t have to be that way. We provide you with in-depth claims analysis that highlights possible trends and identifies areas where better Risk Management could actually reduce your costs.

We are expert at designing and implementing Risk Management programmes that work with your business and will always look to secure a sizable insurer contribution for any risk improvement. We can give you and your team access to HR support and risk management tools and advice that will leave you with more time to spend on your business.

Should the unexpected happen, and you need to make a claim, our personal claims advisors will be on hand to help with any immediate assistance you need, get your claim settled quickly and smoothly and recover your losses. So you can keep your business running with the minimum of disruption.

For bespoke advice, award-winning underwriting and exceptional claims and risk management, it has to be Higos.


For independent advice or from your local branch