£50 Refer a Friend & Additional Insurance Policy Terms and Conditions:

T&C’s - £50 gift voucher when you take out an additional insurance policy with us.

  • An additional policy must be a new insurance policy which we’ve not previously insured in the last 12 months.

  • New policy incepted must be an annual 12 month policy.

  • Vouchers will be issued 90 days after a new policy has been incepted. Should the policy be cancelled during this time, the voucher will not be payable.

  • The premium for the new policy must be paid in full or be successfully financed on direct debit which is paid up to date.

  • Vouchers are not available for renewals or existing business already held with Higos.

T&C’s - £25 voucher for each of you when you recommend a friend to us.

  • The premium for the new policy must be paid in full or be successfully financed on direct debit which is paid up to date.

  • Vouchers are not available for renewals/existing business already held with Higos.

  • Vouchers will be issued 90 days after the new policy has been incepted. Should the policy be cancelled during this time, the voucher will not be payable.

  • New policy incepted must be an annual 12 month policy.

  • Purchasing client must confirm to the Higos advisor their inclusion in this promotion prior to going on cover with the new policy.

  • Purchasing client must identify which existing Higos client made the recommendation.

  • The new policy must be a new insurance policy to Higos which we have not previously insured in the last 12 months.