At Higos, we love different.

We provide bespoke comprehensive and third party motor insurance for your car, motorcycle, van, commercial vehicle or fleets of vehicles.

In our experience, no two buildings are ever exactly the same. So whether you own your premises, manage an office or are the landlord of a portfolio of commercial properties, we can provide you with the tailored buildings and contents protection you need.

At Higos, we provide travel insurance policies  for individual trips or as an annual policy for multiple trips. As well, we arrange insurance for long-stay and one-way trips.

If you’re a business or professional that’s offering direct services or giving advice, you can face a wide range of risks depending on what you do. That’s why we don’t try and sell you a ‘one size fits all’ solution, instead we provide cover that’s as individual as your business.

We can provide bespoke home and contents insurance for all types of properties, from flats and apartments to detached houses and country homes.

We have access to a broad range of products from our panel of thatch specialists. We also provide our own thatch insurance scheme underwritten by a consortium of Legal & General Insurance Ltd and ERGO Versicherung AG.

We’ve developed excellent relationships with over 280 insurers and can provide you with market-leading prices that won’t erode a large slice of your rental income.

At Higos we understand the UK ‘Motor Trade’ is made up of tens of thousands of individual businesses. And whether your customers’ cars are on a ramp or a in a showroom, no two businesses are exactly the same.

Whether you are moving house and yet to sell your old property, renovating your home but living elsewhere or maybe a loved one has passed and their property is now unoccupied, we are here to help.

Our knowledgeable, specialist team will get to know you, your home and the risks you face before finding you bespoke cover from our panel of well-known and specialist insurers at a competitive price.

Our experienced, knowledgeable non-standard property team will work hard to find you the cover and peace of mind you need. 

Over 90% of the UK’s 6 million businesses are classified as small. In our eyes, 100% of them are classed as unique. That’s why our dedicated Business Enterprise team provides a bespoke service to protect everything you’ve worked so hard to achieve.

At Higos our specialist Platinum Team is dedicated to serving our High Value Home clients, providing high level of cover and personal service for prestige and performance vehicles, classic cars, watercraft and holidays. 

Our experience, market knowledge and reputation allow us to provide cover for properties that have, or are showing signs of, historical movement as well as properties that have been underpinned. 

Legal cover when you need it most. Most people think they are unlikely to become involved in a legal dispute but a bad experience with an employer, boundary dispute or a holiday from hell are all very common problems.