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  • Technology, Medical Technology, IT and Communications Insurancearrow

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    Some people are more excited about technology than others. It’s not too long ago that the word “geek” was used as an insult. Our technology team now view it as a compliment. 

    Derek Hadlow, Anne Hart and Kevin Jackson are our Technology Insurance geeks and they are all experts in reviewing your business and putting together an insurance programme that will give you complete peace of mind.
     
    The insurance industry has not served the technology sector particularly well. It’s not unusual for tech companies to have many different policies covering different risks.
     
    The problem with this is that different policies have different exclusions and conditions so you may find that your professional Indemnity policy excludes claims related to hardware, contractual liability and financial loss is excluded from your public liability policy or research and development is excluded from any business interruption cover you may have.
     
    We take a holistic view and wherever possible, arrange a package that covers your entire business including any Intellectual Property, Professional Indemnity, Cyber and Research & Development cover under the one policy.
     
    Typical covers include the following:
     

    Tech firm officeLegal liabilities

    • Public Liability (including contract liability)
    • Products Liability (bodily injury and property damage)
    • Professional Liability - financial loss
    • Employers’ Liability
    • Cyber and Data Risks
    • Management Risks (entity defence, directors’ and officers’ liability)
    • Employment Law Protection
     
    Protection of Assets
    • Property Damage
    • Business Interruption
    • Specified All Risks
    • Money/Personal Assault
    • Transit
    • Cyber and Data Risks
    • Fidelity
    We can also advise on the best Terms of Business to use dependent on the market you are dealing with and offer a contract review service to ensure that you are not exposed to any unexpected risks.
     
    We would welcome the opportunity to get to know your business and are happy to provide you with a free review of your current cover outside of the time constraints usually associated with the renewal period.

     

    Contact one of our resident “geeks” for more information:

    Derek Hadlow - 07968 513 706 - derek.hadlow@higos.co.uk

    Anne Hart - 07973 704 394 - anne.hart@higos.co.uk

    Kevin Jackson - 07501 506 239 - kevin.jackson@higos.co.uk

    Or complete our online quote request form