It has to be Higos for a personal claims service that's here when you need it

While many brokers are reducing or removing their claims department completely, we've built a friendly in-house team to provide you with a prompt, personal service and complete peace of mind. If you need to make a claim click on the appropriate link below to get access to the relevant team.

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Important Covid-19 Claim News!

On Friday the 15th January, The Supreme Court upheld the judgement on the Financial Conduct Authority’s business interruption test case. Whilst we welcome the Supreme Court judgement in favour of the FCA and policyholders it does not mean that all Covid-19 BI claims will automatically be settled. In addition the ruling only applied to ambiguous wordings and therefore the majority of insurer wordings will still provide no cover for the pandemic. The next step is the further review of each claim on its own merits. That review is being conducted by insurers and we are actively engaging with them at a senior level to ensure this is done as quickly as possible. We will keep you up to date as and when things change.

FCA Website
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Personal Claims

Contact our dedicated team and we'll deal with the practical matters and give you the reassurance your claim is being processed quickly and efficiently. 

Commercial Claims

We are here to help keep your business on track and minimise business disruption to ensure your claim is settled promptly.