Fleet Insurance

Fleet Insurance

In our experience, no two commercial fleets face exactly the same risks. A small or large fleet of vehicles and the age of your drivers are just some of the factors that can impact the cost of your fleet insurance premium. So depending on your business, we can provide bespoke cover for a wide range of vehicles; including cars, vans, HGV’s, trucks, forklifts and plant haulage as well as many other commercial vehicles.

Our fleet insurance cover includes:

  • Coverage for 3+ vehicles
  • Comprehensive, Third-Party Fire & Theft, and Third-Party Only coverage
  • Carriage of own goods
  • UK & EU cover
  • Replacement locks
  • Trailer cover
  • Variable cover facility under one policy
  • Coverage for private cars, commercial vehicles, and special types
  • Flexible policies offering Any Licensed Driver 25+, 21+, or even “Any Licensed Driver” (subject to underwriting approval).

For a business fleet insurance quote, just call 01458 270323 or click the 'Request a call back' button.

If you are an existing Higos customer, please call your branch https://www.higos.co.uk/contact-us/

Fleet of commercial vans.

We get to know you and your business

From mini fleets to large company car fleets, our commercial insurance solutions are specifically tailored to match your precise insurance needs. Our experienced, knowledgeable fleet insurance team pride themselves in getting to know your business, your fleet, the types of journeys your employees make, and the risks your drivers and business face. This enables us to tailor our cover to your precise needs.

We’ve developed excellent relationships with a large panel of specialist insurers including AXA, Highway, KGM at Lloyd’s, Groupama, NIG, Allianz, and Zurich. As well as any savings we’d expect to deliver, we can arrange flexible payment terms and easier administration – all with just one premium, one direct debit, and one renewal date on your fleet insurance policy.

Motorway with vans and lorries.

Exceptional claims and risk management when you need it most

Traditionally, making claims on your fleet insurance would result in your premiums rising. But it doesn’t have to be that way. At Higos, we provide you with an in-depth claims analysis that highlights possible trends and identifies areas where better Risk Management could reduce your costs.

We’re experts at designing and implementing Risk Management programmes that work with your business, and will always look to secure a sizable insurer contribution for any risk improvements. We can give you and your team access to HR support, risk management tools, and advice that will leave you with more time to spend on your business.

Should the unexpected happen and you need to make a claim, our personal fleet insurance claims advisors will be on hand to help with any immediate assistance you need. This includes getting your claim settled quickly, smoothly, and helping you to recover your losses. And that means you can keep your business running with the minimum of disruption.

For bespoke advice, award-winning underwriting, and exceptional claims and risk management, it has to be Higos.

Contact us Higos

Get in touch for independent advice on commercial fleet insurance.