Commercial Insurance

Your business is unique. So is our approach to your commercial insurance. Over the last 30 years we've come to realise that no two businesses are ever exactly the same. So whether you're a start-up, sole trader, small business or stock market listed company, we provide bespoke solutions to match your precise business insurance needs.

Our service begins with getting to know you and the nuances of your business. We then use our industry experience and expertise to assess your risks and mitigate them with a programme that’s entirely tailored to your needs.

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Our approach

Our service begins with getting to know you and the nuances of your business. We then use our industry experience and expertise to assess your risks and mitigate them with a programme that’s entirely tailored to your needs.

As well as any savings we’d expect to identify, our aim is to provide you with the reassurance that only comes with a programme specifically built for you. Leaving you free to focus on running and growing your business.

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Our exceptional personal service doesn’t end there. If the unexpected should happen, key members of our Corporate Business and Claims Team are available to you 24/7. We’ll liaise with your insurer, help you recover your losses and get your business up and running again with the minimum of disruption. 

For advice you can count on, intelligent underwriting and exceptional claims management, it has to be Higos.

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Our experience

Our Business Team is staffed by our most senior executives, backed-up by our knowledgeable Account and Claims Handlers and a global network of broker partners. We work with everyone from start-ups to international companies across a wide range of industries and have the talent and innovation for placing even the most complex risks. 

Our specialisms

From conventional cover such as Commercial Buildings insurance or Contractor’s Liability, to emerging cyber threats and specialist or complex risks, we offer you independent advice, bespoke programmes and market-leading prices from an extensive panel of insurers.

Free mid-term review

Even if your policy isn't due for renewal now, we'd be happy to offer you a free, no obligation assessment of your current levels of cover

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