Technology Insurance

Your work is pioneering. So is our approach to your insurance. From conventional cover to specialist risks, our insurance solutions are specifically tailored to your sector’s exact and fast-moving needs. Our highly skilled, knowledgeable team will get to know you, your work and assess your risks before finding a policy that mitigates them.

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Over a third of Europe’s fastest-growing tech firms are now here in the UK, developing new and innovative ways to improve our lives every day. But in our experience, many insurers can’t keep up with the change. With cover quickly becoming obsolete or multiple policies needed for different risks and a range of exclusions and conditions that may leave you and your IP exposed.

That’s why whether you’re a successful multinational or start-up, we provide bespoke solutions to match your precise insurance needs, ensuring you’re not exposed to any unnecessary or unexpected surprises. Unlike many general commercial policies, our technology and communication wording covers many common exclusions and restrictions, together with other benefits that aren’t widely available, like a Contract Review service, Legal and Tax support and help sourcing R&D and patent box relief.

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Exceptional claims management when you need it most

Should the unexpected happen, and you need to make a claim, our personal claims advisors will be on hand to help with any immediate assistance you need, get your claim settled quickly and smoothly and recover your losses. So you can keep your business running with the minimum of disruption.

For bespoke advice, award-winning underwriting and exceptional claims management for the construction sector, it has to be Higos.

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For independent advice or a quotation for your business

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Our Technology and Communications Insurance wording and packages include:

  • Tech firm office
  • Assets
  • Liabilities
  • Intellectual Property
  • Professional Indemnity
  • Cyber
  • Research & development cover

We also offer other benefits that aren’t widely available including:

  • Contract Review service
  • Legal and Tax support
  • Help sourcing R&D and patent box relief.
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Free mid-term review

Even if your policy isn't due for renewal now, we'd be happy to offer you a free, no obligation assessment of your current levels of cover

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