Businessman sitting in an airport.
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Business Travel Insurance

When it comes to travelling for business, the last thing you need is a lost bag or cancelled flight. That’s why we offer bespoke business travel insurance that’s built from the ground up for professionals. From a single trip to multiple longer trips, we’ll never try and squeeze you into a one-size-fits-all solution.

Our Business Travel Insurance cover can include:

  • Single, long stay, and multi-trips
  • Group cover
  • Personal liability
  • Business equipment 
  • Personal possessions
  • Curtailment
  • Missed departure
  • Cancellation
  • Personal & business money
  • Delayed departure
  • Covid-19 cover
  • Legal expenses
  • EU, worldwide (including USA, Canada, Mexico, and the Caribbean) & worldwide (excluding USA, Canada, Mexico, and the Caribbean)
  • High-risk business travel insurance for destinations against FCDO advice including amber and red areas

For a business travel insurance quote, call 01458 270324 or click the 'Request a call back' button.

If you are an existing Higos customer, please call your branch www.higos.co.uk/contact-us/

Businessman walking with a bag.

What is business travel insurance?

Business travel insurance is a comprehensive policy designed to protect individuals during work-related trips. Often known as business travel insurance for employees, this typically includes business travel accident cover and protects against any accidents or injuries while away.

Typically, a policy will also include things like lost luggage, delayed flights, and trip cancellations. This type of coverage is generally considered essential for any individuals who travel frequently for their work.

Businessman travelling in a black suit.

We get to know you and your travel plans

At Higos, we provide business travel insurance that’s uniquely tailored to your travel plans. This includes everything from conventional cover to non-standard risks that other insurers shy away from. For example, our business trip travel insurance can cover pre-existing medical conditions or business travel that involves hazardous activities.

Using our experience and expertise, our highly skilled will get to know you and the risks you face. Our aim is to give you the peace of mind that you’re properly protected and able to concentrate on the job at hand.

Businessman with luggage.

Advice for business travel insurance policyholders

When travelling abroad, it’s important to have the claims telephone number for your Emergency Travel Health Insurance. You should also write your policy number down in multiple places for easy access, such as on your smartphone, in your wallet, and your hand luggage. This helps to protect you just in case one of these is lost or stolen. If you need a high-risk business travel insurance policy, this is even more important for maintaining peace of mind.

Businessman at a train station.

British Insurance Brokers Association Directory

At Higos, we can usually arrange a competitive business travel insurance quote that covers pre-existing medical conditions. However, if for any reason we’re unable to find you an affordable policy for your medical conditions, the British Insurance Brokers Association (BIBA) has launched a directory listing companies that may be able to help you.

The directory can be accessed by calling 0370 950 1790 or by clicking on the link below.

Businessman on the phone at an airport terminal.

A personal claims service you can rely on

If the unexpected should happen while you’re away, our personalised claims service is on hand to help. Our aim is to minimise any disruption to your business travel and settle your claim quickly and smoothly.

For all the business travel insurance you need - without paying for cover you don’t - it has to be Higos.