Higos business insurance heating ventilation air conditioning

HVAC Contractors' Insurance

At Higos we know that not all contractors are the same. We also know that even within your own trade you’re dealing with a wide variety of jobs across a broad range of domestic and business customers. That’s why we’ll never try and sell you a ‘one size fits all’ solution, instead we provide cover that’s as individual as you and the services you provide.

Our bespoke HVAC cover includes:

  • Heatwork
  • Defective workmanship
  • Efficacy cover
  • Financial Loss
  • Push fit
  • Contractual Liability
  • Sub-contractors cover
  • Renewable energy and solar installation

For quote today, just call 01458 270323 or click the 'Request a call back' button.

If you are an existing Higos customer, please call your branch www.higos.co.uk/contact-us/

HVAC man testing boilder

You take care of your customers, we’ll take care of you

Our comprehensive cover is specifically designed for electrical, heating and ventilation (HVAC) contractors so it’s tailored to your exact needs. Our highly skilled team will take time to understand you and your work and we have the knowledge, expertise and dedication to assess your risks and find a policy that mitigates them.

Unlike many policies of this type, our HVAC insurance covers you for a variety of common exclusions and restrictions, together with other benefits that aren’t widely available, such as Legal Arbitration cover and free Collateral Warranty. We also offer HR and Risk Management – all at a cost that is generally lower than a non-specialised policy.

man helping woman with heating system HVAC

Exceptional claims management when you need it most

Accidents happen and you can be sure our claims team will always fight your corner. Should you need to make a claim, our personal claims advisors will be on hand to help with any immediate assistance you need, get your claim settled quickly and smoothly and recover your losses. So you can keep your business running with the minimum of disruption.

For bespoke advice, award-winning underwriting and exceptional claims management, it has to be Higos.

Contact us Higos

For independent advice or from your local branch