Commercial Property Insurance

In our experience, no two buildings are ever exactly the same. So whether you own your premises, manage an office or are the landlord of a portfolio of commercial properties, we can provide you with the tailored buildings and contents protection you need.

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We get to know you and your business

Our highly skilled team has the knowledge, expertise and dedication to assess your risks and find a policy that mitigates them, including bespoke cover against fire, lightning, and explosion of gas, without the addition of "special perils". Our 'All risks' insurance gives wider protection, including any accidental damage or loss not specifically excluded.

We never try to sell you a ‘one-size-fits-all’ solution. Instead we can develop cover with over 280 insurers, from AXA to Zurich, as well as exclusive niche insurers. For many of these schemes we’re able to issue your documents at point of sale.

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Exceptional claims management when you need it most

Should the unexpected happen, and you need to make a claim, our personal claims advisors will be on hand to help with any immediate assistance you need, get your claim settled quickly and smoothly and recover your losses. So you can keep your business running with the minimum of disruption.

For bespoke advice, award-winning underwriting and exceptional claims management, it has to be Higos.

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For independent advice or a quotation for your business

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Our Commercial Property cover includes:

As well as being able to insure your general commercial risks (such as buildings, contents and liability), we can cover risks specific to your business, such as:

  • Fire
  • Storm
  • Flood,
  • Impact by aircraft, road and rail vehicles
  • Escape of water from tanks or pipes and sprinkler leakage

For independent advice or a quotation for your business

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Free mid-term review

Even if your policy isn’t due for renewal now, we’d be happy to offer you a free, no obligation assessment of your current levels of cover.

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