Motor Trade Insurance

42,000 garages. No two the same. At Higos we understand the UK 'Motor Trade' is made up of tens of thousands of individual businesses. And whether your customers' cars are on a ramp or in a showroom, no two business are exactly the same.


That’s why we don’t try and squeeze you all into the same box or sell you one-size-fits-all’ cover. Instead we provide competitive, bespoke policies for a wide range of local workshops, fast-fits, independent used car showrooms or nationwide dealerships. 

Our experienced team has the knowledge and expertise to assess your risks and find a policy that mitigates them. We’ve developed excellent relationships with a wide panel of insurers, access to several markets and an in-house underwriting team for our Delegated Authority scheme. All of which means we can find you the most suitable cover and hopefully save you money too.

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Exceptional claims management when you need it most

Should the unexpected happen, and you need to make a claim, our personal claims advisors will be on hand to help with any immediate assistance you need, get your claim settled quickly and smoothly and recover your losses. So you can keep your business running with the minimum of disruption.

For bespoke advice, award-winning underwriting and exceptional claims management for the Motor Trade, it has to be Higos.


For independent advice or a personal quote

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Our Motor Trade cover includes:

As well as being able to insure your general commercial risks (such as buildings, contents and liability), we can cover risks specific to your business, such as:

  • Property Damage
  • Business Interruption
  • Legal Liabilities
  • Road Risks
  • Additional Package Covers
  • Underwritten by experienced Motor Trade insurers
  • Statement Of Fact based
  • Flat Rate Engineering Inspection Premium (irrespective of the number of items).

For independent advice or a quotation for your business

Contact us