Commercial Liability Insurance

At Higos, we know because no two businesses are exactly the same, nor are the risks faced by your employees or the members of the public that visit your site.  That’s why we don’t try and sell you a ‘one size fits all’ solution, instead we provide cover that’s tailored to you.

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We get to know you and your business

Our highly skilled team has the knowledge, expertise and dedication to understand your statutory duties under legislation, assess your risks and find a policy that mitigates them. Should you make any changes in your workplace, we can also reassess the hazards present.

We’ve developed excellent relationships with over 280 insurers, from AXA to Zurich, as well as exclusive niche insurers. Whatever your business, we can provide excellent levels of Commercial Liability Insurance that will pay the amounts of any court awards or damages, claimants' costs and expenses where you or your employees are held legally liable, subject to any policy limits.

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Exceptional claims management when you need it most

Should the unexpected happen, and you need to make a claim, our personal claims advisors will be on hand to help with any immediate assistance you need, get your claim settled quickly and smoothly and recover your losses. So you can keep your business running with the minimum of disruption.

For bespoke advice, award-winning underwriting and exceptional claims management, it has to be Higos.

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For independent advice or a quotation for your business

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Our Commercial Liability cover includes

As well as being able to insure your general commercial risks (such as buildings, contents and liability), we can cover risks specific to your business, such as:

  • Employers’ Liability
  • Public Liability
  • Product Liability
  • Motor Vehicle Liability

For independent advice or a quotation for your business

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Free mid-term review

Even if your policy isn’t due for renewal now, we’d be happy to offer you a free, no obligation assessment of your current levels of cover.

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