Marine Insurance

From canal boat to river cruiser, sailing yacht to sports boat, we know that no two boats – or the places you sail them - are ever the same.

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We get to know you and your individual insurance needs

At Higos, we get to know more about your boat and the waters you frequent before using our expertise and underwriting skills to find precisely the right policy for you. Our experience, market knowledge and reputation allow us to access a broad range of products from a panel of well-established marine insurance providers. You’ll deal with an insurance specialist who is experienced in the marine industry and is as passionate about boats as you are - always making sure you get the protection you need, without paying for cover you don’t.

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 We offer cover for:

  • Dinghies
  • Jet skis
  • Ribs
  • Sailing yachts of any size
  • Fishing boats
  • Sports boats (including water skiing and the towing of inflatables)
  • Motor boats (with inboard or outboard motors)
  • House boats (which aren’t a permanent residence)
  • Commercial boats used for purposes such as dive charters or fishing
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For independent advice or a personal quote

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A personal claims service you can rely on

Accidents happen and the unexpected occurs. So our personal claims team is here for you when you need to make a claim, giving you all the reassurance and support you need, when you need it most.

For a bespoke personal service and all the protection you need - without paying for cover you don’t - it has to be Higos.

More

Our Marine cover can include:

  • “All risks” cover such as fire, theft, collisional and accidental damage
  • 3 years Like-for-Like replacement for new boats
  • A choice of cruising areas including UK coastal waters and European waters such as the Mediterranean and Baltic Sea
  • Tender and other equipment such as sheets, warps and anchors
  • Liability cover for third party property damage and third party bodily injury
  • Choice of excess
  • Laid up cover
  • Cover whilst in transit
  • Cover whilst racing.

For independent advice or a personal quote

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Free mid-term review

Even if your policy isn't due for renewal now, we'd be happy to offer you a free, no obligation assessment of your current levels of cover

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