Food and Drink Insurance

We love the fact that the UK food and drinks industry is so diverse. With businesses ranging from multi-national producers to cottage industries. Long established manufacturers to start-ups. That’s why we don’t try and sell you a ‘one size fits all’ solution, instead we provide cover that’s as individual as the food and drink you make and sell.


We get to know you and your business

Our experienced, knowledgeable team understands the industry-specific risks food and drink manufacturers like you face and provide a personal service and tailored insurance solutions from a wide range of insurers.

We take time to understand your business and have access to excellent levels of insurance cover for all business sizes, featuring all the standard liability and property protection you would expect, plus some enhanced policy wordings too.

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Exceptional claims management when you need it most

Should the unexpected happen, and you need to make a claim, our personal claims advisors will be on hand to help with any immediate assistance you need, get your claim settled quickly and smoothly and recover your losses. So you can keep your business running with the minimum of disruption.

For bespoke advice, award-winning underwriting and exceptional claims management for the Motor Trade, it has to be Higos.


For independent advice or a personal quote

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Our Food and Drink Manufacturing cover includes

As well as being able to insure your general commercial risks (such as buildings, contents and liability), we can cover risks specific to your business, such as:

  • Deterioration of stock (temperature and dampness/dryness)
  • Product recall (costs) – with or without malicious tamper
  • Condemnation of undamaged stock – undamaged stock condemned by a regulatory authority

For independent advice or a quotation for your business

Contact us