High Value Home Insurance

Whether you live in a city centre apartment, town house, listed property or country estate, no two homes or their contents are ever precisely the same. Plus, when you own valuable antiques, jewellery and paintings, for example, your insurance needs become even more individual and specialist.


We get to know you and your individual insurance needs

At Higos our specialist Platinum Team is dedicated to serving our High Value Home clients like you with the very best levels of service and cover. We’ll take our time to get to know you, your lifestyle, home and the risks you face before using our experience, market knowledge and reputation to access a broad range of products from our extensive panel of insurers.

We can also provide the same high level of cover and personal service for your prestige and performance vehicles, classic cars, watercraft and holidays. 

We understand the importance of your safety and our products provide lifestyle protection against crimes such as aggravated burglary, stalking, carjacking, ID theft and help with the emotional traumas associated with them.  We also provide advice on under-insurance and security.

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A personal claims service you can rely on

Accidents happen and the unexpected occurs. So our personal claims team is here for you when you need to make a claim, giving you all the reassurance and support you need, when you need it most.

For a bespoke personal service and all the protection you need - without paying for cover you don’t - it has to be Higos.


For independent advice or a personal quote

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Our High Value Home Platinum cover can include:

  • Worldwide all risks cover
  • Specific cover for fine art and antiques
  • Specific cover for jewellery and watches
  • No average clause and warranty-free policies
  • Flexible claims settlement
  • Interest free direct debit where available
  • Valuations and security surveys available.

For independent advice or a personal quote

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Free mid-term review

Even if your policy isn't due for renewal now, we'd be happy to offer you a free, no obligation assessment of your current levels of cover

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