High Value Home Insurance
Whether you live in a city centre apartment, town house, listed property or country estate, no two homes or their contents are ever precisely the same. Plus, when you own valuable antiques, jewellery and paintings, for example, your insurance needs become even more individual and specialist.
Our High Value Home Platinum cover can include:
- Worldwide all risks cover
- Specific cover for fine art and antiques
- Specific cover for jewellery and watches
- No average clause and warranty-free policies
- Flexible claims settlement
- Interest free direct debit where available
- Valuations and security surveys available
We get to know you and your individual insurance needs
At Higos our specialist Platinum Team is dedicated to serving our High Value Home clients like you with the very best levels of service and cover. We’ll take our time to get to know you, your lifestyle, home and the risks you face before using our experience, market knowledge and reputation to access a broad range of products from our extensive panel of insurers.
We can also provide the same high level of cover and personal service for your prestige and performance vehicles, classic cars, watercraft and holidays.
We understand the importance of your safety and our products provide lifestyle protection against crimes such as aggravated burglary, stalking, carjacking, ID theft and help with the emotional traumas associated with them. We also provide advice on under-insurance and security.
A personal claims service you can rely on
Accidents happen and the unexpected occurs. So our personal claims team is here for you when you need to make a claim, giving you all the reassurance and support you need, when you need it most.
For a bespoke personal service and all the protection you need - without paying for cover you don’t - it has to be Higos.
We can cover non-standard and classic vehicles
We know a classic vehicle can play as big a role in your life as your home; that’s why we’ve expanded our services to cover a wide range of collector cars and motorcycles from the 20th century to early 2000s.
Check out our motor page for more information on how you could protect your personal vehicle.
What is high-value home insurance? Does it include listed buildings?
We've covered these answers and more in our FAQs all about high-value home insurance. Whether you live in a listed building or have family heirlooms that you want to protect, there is home insurance for you. If you need further advice or want to know what your policy specifically covers, get in touch with one of our experts.