Insurance for Carers
You take good care of your clients, we'll take good care of you. At Higos we understand that care provision is all about meeting individual needs. And we also know you need an insurance solution as unique as your organisation and the people in your care.
Our care provider cover includes
As well as being able to insure your general commercial risks (such as buildings, contents and liability), we can cover risks specific to your business, such as:
- Medical malpractice
- Infectious disease cover
- Loss of registration
- Employment disputes.
Our dedicated team has over 20 years’ experience working with organisations who look after children and adults with a wide variety of needs including learning disabilities, challenging behaviour, physical & mental health and age-related needs.
We offer you a completely bespoke service that begins with getting to know you and the nuances of the care you provide. We then use our industry experience and expertise to assess your risks and mitigate them with a programme that’s entirely tailored to the care you provide.
As well as any savings we’d expect to identify, our aim is to provide you with the reassurance that only comes with a programme specifically built for you. Leaving you free to focus on running your care services and growing your business.
Our Care Team will also discuss how we can support you with:
Regulation Based Consultancy
Pre-inspection checks to help your home prepare for Care Quality Commission in England (CQC) inspections. This can include a mock-inspection, report and action plan.
Bespoke HR Solutions
Our cover gives you 24/7 access to the online Law Hub, with documents, contracts, fact sheets and legal news designed and updated by lawyers for the care sector. Telephone advice is also available from qualified solicitors with experience of care, employment and general commercial law, backed by legal expenses insurance.
Exceptional claims management when you need it most
Our exceptional personal service doesn’t end there. Should the unexpected happen, and you need to make a claim, our personal claims advisors will be on hand to help with any immediate assistance you need, get your claim settled quickly and smoothly and recover your losses. So you can keep your business running with the minimum of disruption.
For bespoke advice, award-winning underwriting and exceptional claims management for the Charity sector, it has to be Higos.