Thatched Property Insurance

Only 1 in 25,000 homes in the UK are thatched. And that's why we love insuring them. Because unlike insurers who shy away from homes that don’t fit the norm or easily tick all the boxes, our knowledgeable, specialist thatch team relishes finding you excellent levels of cover for your thatched home – and at a competitive price.


We get to know you and your individual insurance needs

Whether it’s your main home, second home, holiday home, holiday let, long-term let or unoccupied property, our experience, market knowledge and reputation allow us to access a broad range of products from our panel of thatch specialists. We get to understand the specific details of your home, the fuel you burn and, of course, details about your roof. We even offer our own thatch insurance scheme underwritten by a consortium of Legal & General Insurance Ltd and ERGO Versicherung AG (UK Branch). It includes a fully funded chimney survey and fire risk assessment if the chimneys used by solid fuel stoves.

Call 01458 270352

A personal claims service you can rely on

Accidents happen and the unexpected occurs. So our personal claims team is here for you when you need to make a claim, giving you all the reassurance and support you need, when you need it most.

For a bespoke personal service and all the protection you need - without paying for cover you don’t - it has to be Higos.


For independent advice or a personal quote

Contact us

Our Thatch Insurance can include:

  • Our own thatch insurance scheme with two of the UK's leading thatch insurers
  • A fully funded chimney survey
  • A fire risk assessment if your chimney is used by solid fuel stoves.

Call our thatch team on 01458 270352 for independent advice and a quote or email

See us in branch