Home & Contents Insurance

From bungalows to high-rise apartments, barn conversions to thatched cottages, period properties to new builds, detached, semi-detached or terraced houses… we love the fact that every one of the UK’s 25 million homes is unique. And because we understand exactly what your home and its contents mean to you, we give you the peace of mind that your buildings, contents and personal possessions are properly protected, should the unexpected happen.

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We get to know you and your individual insurance needs

There are over 25 million houses in the UK. And in our experience, no two homes - or their contents - are ever exactly the same. That’s why we’ll never try and sell you a one-size-fits-all solution but tailor a policy to your individual requirements.

Our experienced friendly team has access to over 280 leading insurers, allowing us to tailor your home insurance policy to your specific needs and we’ll always provide you with a competitive quotation that matches your exact requirements.

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A personal claims service you can rely on

Accidents happen and the unexpected occurs. So our personal claims team is here for you when you need to make a claim, giving you all the reassurance and support you need, when you need it most.

For a bespoke personal service and all the protection you need - without paying for cover you don’t - it has to be Higos.

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For independent advice or personal quote

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Our Home and Contents cover can include:

  • The cost of repairing or replacing valuables and personal possessions lost or damaged away from the home
  • The cost of repairing or replacing pedal cycles following theft or accidental damage
  • Your liability as a private individual and as owner or occupier of the home for bodily injury or property damage caused to another person or property.

For independent advice or a personal quote

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Free mid-term review

Even if your policy isn't due for renewal now, we'd be happy to offer you a free, no obligation assessment of your current levels of cover

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