We love different

When we began our business in 1990, we quickly realised the world of insurance would be rather dull if everyone was the same. And today, with a team of over 200 people, 13 branches and a global network of broking partners, we still rejoice in the quirks, challenges and idiosyncrasies of all our customers' unique or unusual insurance needs.


For independent advice or a personal quote contact us!

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Different rules, Ok?

While many insurers try to compartmentalise you, we take the time to genuinely get to know you and the risks you, or your business, face. Then we use our expertise and underwriting skills to mitigate your risks by finding precisely the right policy or insurance programme for you.

Our experience, market knowledge and reputation allow us to access a broad range of products from over 280 leading and niche insurers. Always making sure you get the protection you need, without paying for cover you don’t.


Accidents happen and the unexpected occurs. So our personal claims team is here for you when you need to make a claim, giving you all the reassurance and support you need, when you need it most. For commercial insurance, key members of our Corporate Business and Claims Team are available to you 24/7. We’ll liaise with your insurer, help you recover your losses and get your business up and running again with the minimum of disruption. 

For advice you can count on, excellent risk assessment, award-winning underwriting and exceptional claims management all tailored to you – it has to be Higos.


Branch finder - Because it's good to get to know each other

We've branches on your doorstep throughout the South West.

It has to be Higos for a friendly local service, expert, personal insurance advice and help whenever you need us.

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The strength of a National Group behind us

Higos is part of the GRP Group, one of the largest independent insurance intermediaries in the UK, providing market strength and support with a wide range of resources and expertise.

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