Cyber threats come in all shapes and sizes and are evolving all the time. That’s why at Higos, we offer a personal, bespoke service to protect your business against a wide range of cyber threats. We can advise you on the best cyber security insurance to suit your needs, regardless of your business size.
Our Cyber Insurance cover includes:
As well as being able to insure your general commercial risks (such as buildings, contents and liability), we can cover cyber risks specific to your business, such as:
- Data Breach Insurance – specialist support including forensic investigations, legal advice, customer support
- Crisis Containment – expert PR support to minimise reputational damage
- Business Interruption Insurance
- Cyber Extortion – risk consultancy support and protection
- Hacker Damage – cover for costs of repair, restoration or replacement following damage to websites, programmes or electronic data
- Cyber Crime – including theft of money, property or digital assets
- Telephone Hacking – costs of unauthorised telephone calls made by an external hacker following a breach of your computer network.
We get to know you and your business
As well as our policies key features, our Cyber Liability Insurance can also extend to amounts you may be liable to cover:
- Extortion – where hackers threaten to expose or destroy data they have already compromised unless they receive money from you.
- Electronic compromise – where attackers manage to hack into your network and gain access to your online accounting or banking platforms.
- Social engineering – where attackers impersonate one of your senior people or a third party to obtain payment.
- Privacy Protection – defence and payment of claims made against you for failing to keep your customers personal data secure. This can include costs relating to regulatory investigations and penalties incurred.
- Multimedia Liability – protection against mistakenly infringing copyright or libel.
Exceptional claims management when you need it most
Should the unexpected happen, and you need to make a claim, our personal claims advisors will be on hand to help with any immediate assistance you need. They can get your cyber insurance claim settled quickly and smoothly and recover your losses. So, you can keep your business running with the minimum of disruption.
For bespoke advice, award-winning underwriting and exceptional claims management, it has to be Higos.
For independent advice on cyber insurance from your local branch: