Holiday Home Insurance

Whether it’s a country cottage or townhouse, a barn conversion or city centre flat, no two holiday or second homes are exactly the same. That’s why we’ll never try and sell you a one-size-fits-all solution but tailor a policy to your exact requirements.


We get to know you and your individual insurance needs

At Higos, we know protecting your holiday home or second home is just as important as your main residence. So we provide bespoke protection for your home and contents at a competitive price, whether your additional property is occupied, unoccupied or made available to guests.

Our expert, knowledgeable team will get to know you and the risks you face. We’ve developed excellent relationships with a wide panel of insurers, from AXA to Zurich, and can provide you with market-leading prices.

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A personal claims service you can rely on

Accidents happen and the unexpected occurs. So our personal claims team is here for you when you need to make a claim, giving you all the reassurance and support you need, when you need it most.

For a bespoke personal service and all the protection you need - without paying for cover you don’t - it has to be Higos.


For independent advice and a personal quote

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Our Holiday and Second Home cover can include:

  • Flexible unoccupied and inspection periods
  • No cover restrictions
  • Holiday letting allowed
  • Accidental and malicious damage by paying guests can be included (UK holiday and second homes only).

For independent advice or a personal quote

Contact us