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Holiday Home Insurance

Whether it’s a country cottage or townhouse, a barn conversion or city centre flat, no two holiday or second homes are exactly the same. That’s why we’ll never try and sell you a one-size-fits-all solution but tailor a policy to your exact requirements. Our holiday home insurance protects you whatever your circumstances, from added thatched roof insurance or protection when it’s unoccupied.

Our Holiday and Second Home Insurance cover can include:

  • Flexible unoccupied and inspection periods
  • No cover restrictions
  • Holiday letting allowed
  • Accidental and malicious damage by paying guests can be included (UK holiday and second homes only).

For a holiday home insurance quote today, just call 01458 270324 or click the 'Request a call back' button.

If you are an existing Higos customer, please call your branch https://www.higos.co.uk/contact-us/

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We get to know you and your individual insurance needs

At Higos, we know protecting your holiday home or second home is just as important as your main residence. So, we provide bespoke second home and holiday cottage insurance for your home and contents at a competitive price, whether your additional property is occupied, unoccupied or made available to guests.

Our expert, knowledgeable team will get to know you and the risks you face, even if you need non-standard construction or thatch insurance. We’ve developed excellent relationships with a wide panel of insurers, from AXA to Zurich, and can provide you with market-leading prices on your holiday cottage insurance or second home insurance.

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A personal claims service you can rely on

If you ever need to make a claim on your holiday home insurance, when an accident or something unexpected occurs,  our personal claims team is here for you. Giving you all the reassurance and support you need is our top priority. When you take out a personal second home insurance policy with Higos you receive expertise from chartered insurance brokers long after you sign onto the policy.

For a bespoke personal service and all the protection you need - without paying for cover you don’t - it has to be Higos.

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For independent advice from your local branch