Motor Insurance

There's not another car owner like you. Cars may roll off the production line the same, but your address, your mileage and your driving record are just some of the factors that impact cost of your car insurance premium.  

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For cover that’s tailored to you and your car, it has to be Higos

We provide bespoke comprehensive and third party motor insurance for your car, motorcycle, van, commercial vehicle or fleets of vehicles. And if you’ve drive something a little more unusual, like a classic or performance car, we can help there too. We have access to a number of specialist schemes enabling us to provide cover for your cherished vehicle. The experts in our team are car enthusiasts like you and we pride ourselves on getting to know you and your vehicle before finding the bespoke cover you need.

With our High Performance Cherished Car policy we offer a 25% discount for club or forum members while other discounts are also available for garaging, occupations, second car ownership, driver age and more.

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Taking Your Car Overseas After The 1st January 2021?

Given the current travel restrictions, whilst driving your car abroad may seem like a wishful thought it is important to note that on the 31st of January 2020 the UK formally left the European Union (EU) and entered a transition period which ends on 31 December 2020. As of the 1st of January 2021 the requirements for driving in the EU will change. If your planning to drive your vehicle overseas on or after this date you may need a green card to show you’re covered for some countries. Driving without a Green Card could lead to your vehicle being seized and you facing a fine and/or the risk of prosecution.
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A personal claims service you can rely on

Accidents happen – so if you need to make a claim, we’ll do our best to get you back on the road and your claim settled as quickly and smoothly as possible.

For a bespoke personal service and all the protection you need - without paying for cover you don’t - it has to be Higos.

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For independent advice or a personal quote

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Our Cherished Car cover can include:

  • Classic cars
  • Surfer vans
  • Motorhomes
  • Grey imports
  • Highly modified or limited mileage vehicles.

For independent advice or a personal quote

Contact us

Free mid-term review

Even if your policy isn't due for renewal now, we'd be happy to offer you a free, no obligation assessment of your current levels of cover

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