Blocks of Flats Insurance

Whether it’s low rise or high rise, purpose built or a conversion, every block of flats has its own unique insurance needs. So it’s essential you have the appropriate cover in place. That’s why we don’t try and sell you a ‘one-size-fits-all’ solution, instead we provide cover that’s as individual as your building.



We get to know you and your business

At Higos Insurance Services we have over 25 years’ experience in providing insurance solutions for all types of let property, including blocks of flats. We understand that finding the right insurance cover at a competitive price can be complex, so our highly skilled team will take time to get to know you and assess your risks before finding a policy that mitigates them.

We’ve developed excellent relationships with a wide panel of insurers including Allianz, Axa, Covea, LV, Pen and RSA and we’ll compare quotations and features to make sure you get the right policy at a competitive price.

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Exceptional claims management when you need it most

Should the unexpected happen, and you need to make a claim, our personal claims advisors will be on hand to help with any immediate assistance you need, get your claim settled quickly and smoothly and recover your losses. So you can keep your business running with the minimum of disruption.

For bespoke advice, award-winning underwriting and exceptional claims management, it has to be Higos.


For independent advice or a quotation for your business

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Our Block of Flats insurance cover includes:

As well as being able to insure your general commercial risks (such as buildings, contents and liability), we can cover risks specific to your business, such as:

  • Comprehensive cover for a single property, property portfolios and blocks of flats 
  • Highly competitive rates with flexible discounts for claim free risks
  • Accidental damage cover for buildings and communal contents
  • Subsidence cover
  • Loss of rent and alternative accommodation expenses
  • Property owners’ liability up to £10 million
  • Employers’ liability cover.

For independent advice or a quotation for your business

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Free mid-term review

Even if your policy isn’t due for renewal now, we’d be happy to offer you a free, no obligation assessment of your current levels of cover.

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