Higos commercial insurance block of flats
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Blocks of Flats Insurance

Whether it’s low rise or high rise, purpose built or a conversion, every block of flats has its own unique insurance needs. So it’s essential you have the appropriate cover in place. That’s why we don’t try and sell you a ‘one-size-fits-all’ solution, instead we provide cover that’s as individual as your building.

 

Our Block of Flats insurance cover includes:

As well as being able to insure your general commercial risks (such as buildings, contents and liability), we can cover risks specific to your business, such as:

  • Comprehensive cover for a single property, property portfolios and blocks of flats 
  • Highly competitive rates with flexible discounts for claim free risks
  • Accidental damage cover for buildings and communal contents
  • Subsidence cover
  • Loss of rent and alternative accommodation expenses
  • Property owners’ liability up to £10 million
  • Employers’ liability cover.

For quote today, just call 01458 270323 or click the 'Request a call back' button.

If you are an existing Higos customer, please call your branch www.higos.co.uk/contact-us/

block of flats

We get to know you and your business

At Higos Insurance Services we have over 25 years’ experience in providing insurance solutions for all types of let property, including blocks of flats. We understand that finding the right insurance cover can be complex, that's why, our highly skilled team will take time to get to know you, your property and assess your risks before finding a policy that mitigates them.

Loss of Rent Protection

Loss of rent protection provides you with cover if your property becomes uninhabitable as a result of an insured peril, such as fire and water leak.

Buildings & Contents of Communal Areas

Our buildings and contents cover offers generous levels of protection, including additional protection such as malicious damage and subsidence.

Property Portfolios

If you choose to insure all your properties under one policy you will enjoy discounts for every property you add.

Tenant Types

Our panel provides policies for all types of tenants including professionals, students, DSS, sublets, local authority placements and bedsits.

Terrorism

Terrorism cover can be added to most policies including property damage to buildings and contents as a result of an act of terrorism.

block of flats

Exceptional claims management when you need it most

Should the unexpected happen, and you need to make a claim, our personal claims advisors will be on hand to help with any immediate assistance you need, get your claim settled quickly and smoothly and recover your losses. So you can keep your business running with the minimum of disruption.

For bespoke advice, award-winning underwriting and exceptional claims management, it has to be Higos.

Contact us Higos

For independent advice or from your local branch