There are many different reasons why subsidence can affect your home – from natural causes such as long periods of dry weather, to broken drains and man-made causes including mining activity and traffic.
We get to know you and your individual insurance needs
We know subsidence and underpinning can be difficult to insure and are often excluded from standard home insurance policies. So while many insurers may refuse to insure you, we take the time to genuinely get to understand the exact causes of your subsidence and the ongoing risks you face.
Our experience, market knowledge and reputation allow us to provide cover for properties that have, or are showing signs of, historical movement as well as properties that have been underpinned. We work with wide range of insurers who can offer cover on the basis that the movement is not on-going and structural reports are available.
A personal claims service you can rely on
Accidents happen and the unexpected occurs. So our personal claims team is here for you when you need to make a claim, giving you all the reassurance and support you need, when you need it most.
For a bespoke personal service and all the protection you need - without paying for cover you don’t - it has to be Higos.