Higos | Covid 19 Business Essentials

Covid-19 has affected almost every company across the country in one way or another. Those affected the most are retail, hospitality and leisure companies, with many unable to trade and suffering due to cash flow challenges.

Most people in the UK will be looking at their outgoings more closely than usual during this challenging period, and most businesses will be doing the same. Many businesses are not able to trade during this time and you may have used the furlough scheme in order to keep your staff. Insurance may be the last thing you think you need right now, but you need it more than ever! We have a new solution for you to help save money on your insurance.

Niche Underwriting Expertise

After speaking with many businesses, we have helped to develop a Covid-19 Essentials Business Insurance policy which aims to provide the fundamental cover a business needs and at an astonishing 40% discount! Our exclusive product is provided by niche specialist underwriters of insurance packages for retail, leisure and licensed trade sectors including restaurants, hotels, guest houses, social clubs, takeaways, hair and beauty, night clubs, and pubs.



Bespoke Insurance

Our bespoke insurance is designed to support businesses by reducing the premium spend during the Covid-19 lockdown. During this time your business may not need cover such as accidental damage, goods in transit, money or glass cover. We can provide reduced cover whilst protecting company assets and still meeting regulatory requirements for your business.


Personal Service

Our insurance advisors are on hand to support you with arranging your insurance. Our dedicated teams can give you the quality advice you need, and help you to to manage and insure your risk. Should the unexpected happen, and you need to make a claim, our commercial claims team are here to provide you with any immediate assistance you need, get your claim settled quickly and smoothly and recover your losses. 





Like most of you, we hope that the lockdown won't last for much longer. Our business insurance package has been put in place to help ensure that when this is all over, we can extend the policy to include all the cover that you had before. We can also revert back to essential mode immediately should your business be affected by any future restrictions.



Our Free Online Risk Management Service

We know how tough it can be during this period, that’s why we’re giving you access to our comprehensive online risk management service which provides you with Health & Safety and HR support. Our Covid-19 Risk Management hub, can help with the furlough scheme and advice for home workers and much more.

Contact Us

For more information on how we can help your business.

Interested in saving money, whilst protecting your business? Complete our quick quote form below.