Do I Need Management Liability Insurance?

Management Liability Insurance

Management Liability Insurance

What is Management Liability Insurance?

What is covered by Management Liability Insurance?

What is Directors & Officers Liability?

  • Employment practice claims,
  • Personal investigations
  • Breach of trust
  • Defamation
  • Negligence
  • Breach of legislation
  • Bankruptcy
  • Misconduct
  • Insolvency
  • Wrongful trading
  • Employee benefit claims
  • Breach of contract
  • Breach of duty
  • Copyright infringement
  • Corporate identity crime
  • Health & Safety breach
  • Data protection
  • Negligence
  • Corporate manslaughter
  • Corporate homicide

What is Employment Practice Liability?

  • Employee Discriminatory practices
  • Employee Negligence
  • Sexual harassment
  • Employee Assault
  • Breach of employee agreement and contracts
  • Wrongful termination without cause
  • Unfair disciplinary
  • Employee bullying
  • Failure of professional opportunities
  • Defamation
  • Hostile work environment
  • Employee retaliation
  • Employee benefits
  • Negligent employee hiring
  • Negligent evaluation
  • Wrongful infliction or emotional distress

Who can make a claim against you?

A claim taken against you personally or your company and employees can arise from the following:

  • Investors 
  • Vendors and suppliers
  • Shareholders
  • Customers
  • Partners
  • Lenders
  • HMRC
  • Consumer groups
  • HSE
  • Creditors.
  • Owners
  • Employees
  • Financial regulators

What is the difference between Directors and Officers Insurance and Management Liability Insurance?

A Directors & Officers Insurance policy can cover you personally as a director & officer from personal losses against claims of wrongdoing or legal action taken against you as an individual. However a standalone Directors & Officers Insurance policy will not cover claims taken against your company as a whole. You would require a Management Liability Insurance policy to extend cover to claims against the company as a whole. Management Liability Insurance is similar to Directors and Officers Insurance but includes cover for Corporate Legal Liability which will provide cover for the company as a whole and you personally.

Bespoke Management Liability Insurance

At Higos, we understand that every business is unique and there’s nothing we love more than finding you the right insurance so you can be confident you're thoroughly protected. That’s why we’ve built a friendly, expert Management Liability Insurance team to provide bespoke, specialist insurance cover, specifically tailored for your business.

If the unexpected should happen, we have a friendly in-house claims team ready to provide a prompt and personal service.

If you’re interested in speaking to a chartered insurance broker for advice or a quotation for Management Liability Insurance get in contact with us at Higos. Alternatively fill out our online request a call-back form and a member from our specialist Management Liability Insurance team will call you back.

Get in touch

For advice or a quotation call 01458 270323