What Is Office Insurance?
Your business is your lifeline, so it deserves to be properly protected. As a business owner, you are likely already aware that there are various types of insurance cover that you are either required by law to have, or are highly recommended to have.
From insurance cover for your employees, against any claims from the public, to directors & officers insurance and many more, there are so many insurance types to consider. But what about protecting the space in which your business takes place? Office insurance helps with just that.
Since the COVID-19 pandemic, it has never been more important to protect your business assets, and that includes your office space, from financial harm or claim.
But what is office insurance, and do you need it? Read on to find out more.
What is Office Insurance?
Office insurance is a type of cover that protects your commercial premises against costs imbued by a variety of factors, such as theft or damage.
Office insurance policies can cover a variety of factors, such as:
- Damage to the building, fixtures or fittings
- Accidental damage
- Damage by fire, storm, or flood
- Theft
- Stock & contents insurance
- Documents insurance
- Public liability insurance
- Office equipment insurance
Why Should I Get an Insurance Policy?
As with any business, it’s important to know you’re protected against the unexpected. With the proper office insurance, you can rest assured that your business premises are protected against factors that could cause a claim, or extortionate costs, such as rebuild costs after fire or flood damage.
Whether you’re a small business owner with a tiny office space, or a large corporation with a multitude of teams and offices, the same risks apply.
By working with a chartered insurance broker like Higos for your office insurance policy, you’ve taken the biggest step to protecting your assets and the running of your business.
For more information on what we offer for surgery and office insurance, just call us on 01458 270323, or fill in a Request a Call Back form and we’ll get back to you as soon as possible. Our dedicated team of specialist commercial insurance brokers are on hand to assist with any questions or special requirements you may have.
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