Insurance protection that's tailored to your unique needs

At Higos, we love different. It’s what makes our insurance world go around. So while other insurers may try to sell you a one size fits all solution - or even turn you away - our experts will take the time to understand your unique situation and find a solution that’s 100% tailored to your needs. So you can be sure you’re fully protected - and not paying for cover you don’t need.

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For independent advice or a personal quote

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Personal Insurance

Personal Insurance that celebrates your individuality

Commercial Insurance

Your business is unique. So are our insurance solutions

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Personal Insurance - Because different is the new normal

No two people are the same, so why should two insurance policies be? For truly personal cover for your home, car or travels, it has to be Higos.

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Commercial Insurance - Because very little in business is standard

The UK has over 6 million businesses, all different in their own way. That's why it has to be Higos - for whatever you do for a living and whatever your risks.

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Dedicated Claims Service

Because sometimes you need someone on your side. When the unexpected happens, our claims team is here to help. For an expert on the end of the phone who'll handle your entire claim from start to settlement, quickly and smoothly, it has to be Higos.

Branch finder

Because it's good to get to know each other.
We've branches on your doorstep throughout the South West. It has to be Higos for a friendly local service, expert, personal insurance advice and help whenever you need us.

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Important Covid-19 Claim News!

On Friday the 15th January, The Supreme Court upheld the judgement on the Financial Conduct Authority’s business interruption test case. Whilst we welcome the Supreme Court judgement in favour of the FCA and policyholders it does not mean that all Covid-19 BI claims will automatically be settled. In addition the ruling only applied to ambiguous wordings and therefore the majority of insurer wordings will still provide no cover for the pandemic. The next step is the further review of each claim on its own merits. That review is being conducted by insurers and we are actively engaging with them at a senior level to ensure this is done as quickly as possible. We will keep you up to date as and when things change.

FCA website