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Winter TyresThursday 10th January 2013

Car in snow_cover

As the winter weather arrives many motorists are considering using winter tyres on their vehicles.

Winter tyres cannot prevent all accidents from occurring however the better grip they provide can increase the chances of the driver having a safer journey in difficult conditions. Winter tyres should be considered as they offer extra protection not just for snow and ice for driving in temperatures below 7 degrees Celsius.  If the motorist does low mileage and does not drive regularly on high speed roads, they could be used all year round, removing the need for two sets of tyres.
Insurers take different stances on the use of winter tyres; some are happy for motorists to use them without being informed, whilst others view winter tyres as a modification which may increase the premium. A spare set of tyres may need to be covered if they are kept at the policyholder's address.

Whilst winter tyres provide much better grip and performance as the weather gets colder, our advice remains that in really severe conditions do not drive unless absolutely necessary.

Here is a summary of our motor insurers’ stance on the use of winter tyres.

ABC – Please call Higos to discuss.
Ageas – Normal terms apply as long as winter tyres are within the legal limits, not studded and the same size
Allianz – Normal terms apply as long as winter tyres are within the legal limits and the same size
Aviva – Normal terms apply as long as winter tyres are within the legal limits and the same size
Broker Direct – Normal terms apply as long as the winter tyres are the same size 
Chaucer – Normal terms apply as long as winter tyres are within the legal limits and the same size
Equity – Normal terms apply as long as winter tyres are within the legal limits and the same size
Groupama – Normal terms apply as long as winter tyres are within the legal limits and the same size
Highway- Normal terms apply as long as winter tyres are within the legal limits and the same size
MMA – Normal terms apply as long as winter tyres are within the legal limits and the same size
RSA – Please call Higos to discuss.
Sabre – Please call Higos to discuss.
Zenith – Please call Higos to discuss.
Zurich – Please call Higos to discuss.

If you have any queries please call us on 01749 834 500 or visit your local branch.
 

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