The Care Team at Higos understands that not all care providers are the same; we know that you need an insurance solution as individual as your organisation and the people in your care.
Our dedicated team has over 20 years’ of experience working with organisations who look after children and adults with a wide variety of needs, including:
- Learning disabilities
- On the autism spectrum
- Challenging behaviour
- Physical health
- Mental health
- Age related needs
Through this experience, we have an understanding of the challenging risks which you face on a daily basis. Our team will work with you to provide insurance cover which fits you and your unique business.
As well as being able to insure your general commercial risks (such as buildings, contents and liability), we can cover risks specific to the care industry, such as:
- Medical malpractice
- Infectious disease cover
- Loss of registration
- Employment disputes
Our Care Team will also discuss how we can support you with:
Regulation Based Consultancy
Pre-inspection checks to help your home prepare for Care Quality Commission in England (CQC) inspections. This can include a mock-inspection, report and action plan.
Bespoke HR Solutions
The online Law Hub with 24/7 access to documents, contracts, fact sheets and legal news designed and updated by lawyers for the care sector. Telephone based advice from qualified solicitors with experience of care, employment and general commercial law, backed by legal expenses insurance. On-site employment practice and process review.
On Site Claims Support
Should the worst happen, our Claims Team will work for you to minimise the impact of a loss, such as fire, escape of water or flood on the care you provide. This may mean providing temporary replacement facilities such as a kitchen or laundry following a fire, sourcing pumps and de-humidifiers following a flood or helping you to compile a claim. We will also help you to compile your business interruption claim to make sure that all insured losses incurred are presented to the insurer.
To discuss your insurance requirements for your care organisation, call our dedicated team on 01489 559 055, email firstname.lastname@example.org or complete our online quote request form.